302 Cross Street

Lake City, MN
$ 352,000 Beds 3 Baths 2 Sq 2,728 Virtual Tour
Monthly Estimate* How much can I afford?

Pride of ownership shines throughout this well-maintained 3-bedroom, 2-bath rambler offering over 1,500 square feet of open, inviting living space with all living facilities on the main level. The open-concept layout features solid wood cabinetry in the kitchen, seamless flow for everyday living and entertaining, and a spacious family room addition complete with a cozy gas fireplace and built-in storage. All three bedrooms are conveniently located on the main floor, along with a large 3/4 bath featuring a laundry closet for everyday convenience, while a full laundry room in the lower level provides added flexibility. The lower level offers exceptional versatility—ideal for a family room, entertainment space, home gym, or hobby area—with egress windows allowing for the addition of a fourth bedroom and abundant storage throughout. Situated on a desirable corner lot in a fantastic location, this move-in-ready home also includes an attached two-car garage and beautifully maintained surroundings, offering a perfect blend of quality, comfort, and functionality.

Single Family

  • Price
  • $ 352,000
  • City
  • Lake City
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • WABASHA
  • Half Bathrooms
  • 0
  • Area
  • Knowledge Add
  • Lot Size
  • 0.27 Acres
  • Zip
  • 55041
  • Sqr Footage
  • 2,728
  • Year Built
  • 1989
  • Taxes
  • $ 3498
  • Style
  • Single Family
  • MLS#
  • 7010562
Listed By: Lakeshore Real Estate Krage &
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 2728
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age Over 8 Years,Asphalt
Appliances Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer,Water Softener Owned
Garage Spaces 2
Construction Materials Block,Frame
Year Built 1989
Electric Circuit Breakers
Levels One
Property Subtype Single Family
Tax Year 2025
Accessibility Grab Bars In Bathroom
County Wabasha
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Knowledge Add
Directions From HWY 63,go south on Cross St,property is on the corner of Marion St & Cross St
City Lake City
High School District Lake City
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 3498
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s),In-Ground Sprinkler,Washer/Dryer Hookup
PostalCity Lake City

Interior Features

Basement Block,Full,Partially Finished
Total Fireplaces 1
Fireplace Features Family Room,Gas
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 1532
3/4 Baths 2
Laundry Features In Basement,Laundry Closet,Main Level
Total Bedrooms 3
Below Grade Finished Area 1196
Total Baths 2
Bath Desc 3/4 Basement,Main Floor 3/4 Bath
Dining Room Description Kitchen/Dining Room
Fuel Natural Gas
Garage Square Feet 572

Exterior Features

Fencing None
Parking Features Attached Garage,Concrete
Lot Features Corner Lot
Water Source City Water/Connected
Lot Size Area 0.27
Building Area Total 2728
Lot Dimensions 68x92x70x147x90
Waterfront Y/N No
Foundation Area 1532
Road Frontage Type City Street
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Northfield, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

1/24/2026 Listed $379,000
4/1/2026 3% - $369,000
5/6/2026 2% - $365,000
5/15/2026 3% - $355,000
8/10/2026 1% - $352,000

Property vs Zip Code Average in 55041

Price
AVG $450K
$350K
Taxes
AVG $3,965
$3,498
Year Built
AVG 1971
1989
Visits
AVG 45
17
Data Provided by Inside Real Estate®

302 Cross Street Lake City, MN is a Single Family Home for sale at $352000 with 2728 sqft and a lot size of 0.27 Acres Acre(s). 302 Cross Street Lake City has 3 bedrooms, 2 baths and was built in 1989. The property's zip code is 55041 which is in Lake City, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.