1028 W Elm Street

Lake City, MN
$ 350,000 Beds 4 Baths 2 Sq 2,234 Virtual Tour
Monthly Estimate* How much can I afford?

Move-in ready and meticulously maintained, this 4 bedroom, 2 bath home has been thoughtfully updated inside and out. The main level offers three bedrooms, a full bath, laundry, and a beautiful kitchen refreshed with new countertops, backsplash, and updated flooring that ties it all together. You will appreciate the custom closet inserts to help keep your belongings organized. The lower level, finished in 2023, adds a spacious family room, 4th bedroom, full bath, bonus room, and a large storage area complete with a utility sink -- giving this home flexible space for guests, work, and play. Recent updates give buyers peace of mind for years to come, including all new windows (with transferable warranty), AC unit, washer & dryer, and lighting, just to name a few. Outside, the Trex deck offers a clean and inviting space to spend your days relaxing, and the backyard leaves plenty of room to garden and entertain. A 12x16 storage shed and newly landscaped perennial beds round out the exterior. This home is ready for you to move in and enjoy!

Single Family

  • Price
  • $ 350,000
  • City
  • Lake City
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • WABASHA
  • Half Bathrooms
  • 0
  • Area
  • Bluffview Add
  • Lot Size
  • 0.173 Acres
  • Zip
  • 55041
  • Sqr Footage
  • 2,234
  • Year Built
  • 1993
  • Taxes
  • $ 2930
  • Style
  • Single Family
  • MLS#
  • 7129976
Listed By: Lakeshore Real Estate Krage &
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 2234
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Asphalt
Appliances Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
Garage Spaces 2
Construction Materials Block,Frame
Year Built 1993
Electric Circuit Breakers
Levels One
Property Subtype Single Family
Tax Year 2025
Accessibility None
County Wabasha
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Bluffview Add
Other Structures Storage Shed
Full Baths 2
Directions From Lyon Ave,go west on Cross St,left on Elm St,property is on the left.
City Lake City
High School District Lake City
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 2930
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Deck,Kitchen Window,Washer/Dryer Hookup
PostalCity Lake City

Interior Features

Basement Block,Egress Window(s),Finished,Full,Storage Space
Basement (Y/N) Yes
Fireplace Y/N No
Above Grade Finished Area 1234
Laundry Features Laundry Room,Main Level
Total Bedrooms 4
Below Grade Finished Area 1000
Total Baths 2
Bath Desc Full Basement,Main Floor Full Bath
Dining Room Description Eat In Kitchen,Kitchen/Dining Room
Fuel Natural Gas
Garage Square Feet 638

Exterior Features

Fencing None
Parking Features Attached Garage,Concrete,Finished Garage,Heated Garage,Insulated Garage
Lot Features Tree Coverage - Light
Water Source City Water/Connected
Lot Size Area 0.173
Building Area Total 2468
Lot Dimensions 90x101x90x99
Waterfront Y/N No
Foundation Area 1234
Road Frontage Type City Street
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Northfield, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/19/2026 Listed $350,000

Property vs Zip Code Average in 55041

Price
AVG $450K
$350K
Taxes
AVG $3,965
$2,930
Year Built
AVG 1971
1993
Visits
AVG 45
20
Data Provided by Inside Real Estate®

1028 W Elm Street Lake City, MN is a Single Family Home for sale at $350000 with 2234 sqft and a lot size of 0.173 Acres Acre(s). 1028 W Elm Street Lake City has 4 bedrooms, 2 baths and was built in 1993. The property's zip code is 55041 which is in Lake City, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.